Welcome to Mortgage Options HQ


Mortgage Options HQ is a Financial Provider of Home loans, Commercial loans, Business loans, Personal loans, Equipment and Asset loans/leasing.

We are an Non-Banking Lending business servicing Australia wide and the remote Rural Communities. Our goal is to take the worry and stress of finding the right loan to give you peace of mind.

  • We have over 24 Lenders to service your home loans.
  • 21 Lenders for Business and Commercial loans.
  • 29 Lenders that specialise in Equipment & Asset loans & leasing.
  • Variable Loans (principle & Interest)
  • Fixed Loans (1-5 year options)
  • Combine Variable & Fixed
  • Variable with off set account (up to 10 splits)
  • Bridging Finance
  • Lo Doc loans
  • Indicative Pre-Approvals
  • 90% LVR
  • Business Overdrafts

Our goal is to take the worry and stress of finding the right loan to give you peace of mind.


Michael Marcou is the founder and owner of Mortgage Options HQ.

Growing up in Sydney’s Southern Suburbs, Michael began his working life as a professional sports man, a role that was demanding physically and mentally. He capitalised on his strong work ethic when he decided to become the owner and operator of a local delicatessen in Sydney’s Eastern Suburbs. He expanded the business by adding a catering service to the business. Michael had the commercial acumen to make this succeed. Michael has always had the talent for translating past competencies into new opportunities.

Over the last 15 years, Micheal has become a successful finance broker and business operator. He has gained high-valued knowledge and experience on the job with St George Bank, Global Capital, Aussie Home loans, and by setting up of Crystal Clear Finance Options, and also by managing and operating iCONNECT Financial Woollahra, until setting up Mortgage Options HQ

Michael has educated himself in the Finance industry and hold accreditations, and finance body memberships, Australian Financial Complaints Authority (AFCA), Mortgage & Finance Association of Australia (MFAA)